Win $20,000 Off Your Home Loan

Apply for a home loan with Traj Finance between now and 15 June 2026 and go into the draw to win $20,000 paid directly towards your mortgage.

How It Works

Apply

Submit a home loan application through Traj Finance between March and 15th of June 2026.

Get Your Entry

Every eligible loan application receives one entry into the draw, terms and conditions apply.

Refer (Optional)

Refer someone who applies and receive 3 additional entries. Must be an existing client to refer.

Win

One lucky winner will receive $20,000 paid directly towards their home loan or nominated bank account.

Ready to Enter?

Whether you've been thinking about buying, refinancing, or building your portfolio, now is a great time to have that conversation.

Testimonials

Nick

Danny is professional, approachable, and genuinely cares for his clients. Whilst focussed on working with clients who want to build multi property portfolios, he understands client goals, communicates clearly, takes a considered approach, and builds trust through how he engages with people.

A solid operator with strong values.

Evan

Danny and Paul handled our scenario incredibly well. I would highly recommend them to anyone looking to scale, grow, refinance or strategize their portfolio

Stefan

Over the years, he has played a huge role in helping me scale my property portfolio, always providing clear guidance, smart strategies, and genuine care throughout the process. What I value most is the trust I have in him—he consistently delivers, communicates proactively, and makes every step feel smooth and stress-free.

brown wooden blocks on white surface

Why Traj Finance?

At Traj Finance, we don't just place loans, we build lending strategies around where you're going. Whether you're buying your first investment property, refinancing an existing portfolio, or scaling to multiple properties, every conversation starts with understanding your goals.

What We Help You With

Lending strategy for investors, business owners, and anyone serious about building wealth through property.

Hands holding a silhouette of a house

Investment Property Loans

Buying your next investment property? We structure your lending to support not just this purchase, but the two, three, or ten after it.

Hands holding a silhouette of a house
House on a hill at sunset with grassy field.
House on a hill at sunset with grassy field.

Refinancing & Restructuring

Already own property but feel like your lending isn't working hard enough? We review your full position and restructure where it counts.

a camera sitting on top of a tripod

Portfolio Strategy

More than one property and ready to scale? We map out your borrowing capacity, structure, and next moves, so your portfolio keeps growing.

a camera sitting on top of a tripod
black adding calculator
black adding calculator

Commercial Lending

Ready to move beyond residential? We work with investors transitioning into commercial property and help structure the lending to make it work.

FAQs

What does a mortgage broker actually do?

A mortgage broker works on your behalf, not the bank's. We assess your financial position, compare options across multiple lenders, and recommend a structure that fits your goals. We handle the paperwork and manage the process from application through to settlement.

How is Traj Finance different from going directly to a bank?

Banks can only offer their own products. We have access to a wide panel of lenders and can find the right fit for your situation - whether that's rate, structure, or flexibility. We also think beyond the current loan to make sure it supports your next move.

How much does it cost to use a mortgage broker?

In most cases, nothing. We're paid a commission by the lender when your loan settles. There are no out-of-pocket costs for standard residential and investment lending.

How long does the process take?

It depends on your situation, but most applications move from initial conversation to approval within two to four weeks. We'll give you a clear timeline once we understand your position.

I already have a broker. Why would I switch?

If your portfolio has slowed down, your borrowing capacity feels tighter than it should, or you haven't had a proper review in over twelve months, it's worth a conversation. A second opinion costs nothing and often surfaces something useful.

Can you help if I've already bought in the wrong structure?

Yes. It's one of the most common situations we work through. Depending on your circumstances, there are ways to restructure without triggering significant tax implications, but it requires working closely with your accountant. Book a call and we'll assess your options.